Firstly, let’s deal with the most common answer a golfer will give when asked ‘Do you require golf insurance?’
Answer ‘I am covered by my house insurance!’
The reality is that no household cover will provide you with the full protection you require when playing golf. In fact very few give any cover for theft, damage or loss outside your home. It is also highly unlikely you will be protected against any golf-related public liability claim.
Tip: If at this stage you think you are covered — read the small print of your household policy.