This web site is designed to help you better understand the wide variations of cover offered by many of the Internet based Golf Insurers that have emerged over the past few years.
Many are, price driven, offering free gifts and discounts and a range of cover that appears to provide you with all you need for a very cheap annual premium, and are presented to tempt you to sign up to that all important 'Direct Debit'. The emergence of these Insurance products via on-line web site applications has of course removed traditional brokerage margins i.e. overheads and subsequently reduced premiums...
For consumers that can only be a good thing.
However, there is a down side to this scenario!
We are all taught 'sign nothing until you have read the small print'; it's so obvious we NEVER need to be told it twice!.
However, the reality is, when it comes to buying any form of insurance, most of us are guilty of not reading the small print, believing that one policy is the same as another, so buy the cheapest, failing to check the cover you actually get could cause you serious financial distress when making a claim.
A typical example is the Fire that completely destroyed the trolley shed at Muswell Hill Golf Club in July 2011. 41 golfers suffered total losses, it later transpired that the majority of members were uninsured believing they were covered by the golf club or their respective house insurance policies.
All golfers should be aware of their legal responsibilities to others when playing golf...
Golf Club Membership Fees
This is a real benefit to refund golf club membership fees in the event of illness or accident. Check the policy on offe...